Jill is a Fintech Advisor at Fii and a Research Affiliate of the Cambridge Centre for Alternative Finance (CCAF) at Cambridge Judge Business School, University of Cambridge.

Jill brings extensive international experience focused on frontier and emerging markets and the challenges faced in those environments in informality and inclusion. Her background covers many areas of digital finance, from the business model to consumer preferences to the enabling environment and regulatory challenges. Jill is regularly asked to consult for clients, including UN agencies, to conduct research and to offer insights on digital finance. Jill holds a degree from Cornell University and numerous professional certificates from the Digital Frontiers institute, specialising in regulation in digital finance and instant and inclusive payment systems.